The IRS Says I Owe Money I Don't Have
The IRS does not care that you can't pay. But they do have formal procedures for people who genuinely cannot afford their tax debt.
The Problem
You owe the IRS more than you can pay. Penalties and interest are compounding monthly. You're afraid to answer the phone. Every piece of mail from the IRS makes your stomach drop.
The Solution
Currently Not Collectible: If your income minus allowable expenses leaves nothing for the IRS, they shelve your account. No payments, no enforcement. The 10-year collection clock keeps running.
Offer in Compromise: Settle for less than you owe. The IRS calculates what they can realistically collect and may accept an offer at that number.
Partial-pay installment agreement: Monthly payments that don't cover the full balance before the statute expires. You pay what you can afford, and the rest expires.
The worst option is doing nothing. Let me assess your situation and find the cheapest path out.
Free consultation. I'll pull your transcripts, assess the damage, and give you a plan. 32 years of IRS experience.
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